Eliminate traditional payment aggregator gateway fees. Accept instant UPI payments across multi-VPA bank handles, auto-reconciled in real time through native device SMS webhooks and Fluxbase high-speed database engine.
Generate dynamic payment links, check live order statuses, and listen to authenticated webhooks.
curl -X POST https://payments.fluxbasedb.me/api/v1/orders/create \
-H "Content-Type: application/json" \
-H "Authorization: Bearer sec_live_merchant_key" \
-d '{
"amount": 499.00,
"customer_name": "Rajesh Kumar",
"customer_email": "rajesh@example.com",
"customer_phone": "9876543210",
"redirect_url": "https://myapp.com/checkout/success"
}'{
"success": true,
"order": {
"id": "ord_8f921b7c",
"amount": 499.00,
"assigned_vpa": "sumith0909@ibl",
"status": "PENDING",
"payment_url": "https://payments.fluxbasedb.me/pay/ord_8f921b7c",
"expires_at": "2026-09-09T01:30:00.000Z"
}
}How FluxPay securely bridges client transactions directly to your personal bank account without third-party escrow.
When a checkout order is initiated, FluxPay assigns the optimal State Bank of India VPA from the 6-handle pool and generates an instant dynamic UPI deep-link QR.
As soon as the customer transfers funds, your phone receives the SBI credit notification. MacroDroid immediately forwards the SMS payload to FluxPay's ingestion endpoint.
The gateway regex matches the amount and UTR number, flags the order as PAID, increments your merchant dashboard balance, and fires outbound webhooks.
Spreads high volume across multiple handles (IBL, AXL, YBL) to eliminate per-handle bank velocity limitations.
Re-uses order slots with intelligent expiry windows, preventing unfulfilled orders from clogging the pipeline.
Funds never sit in third-party gateway escrow. Customer payments land directly into your own bank account immediately.
Every outbound webhook event is signed with your merchant secret key, preventing replay attacks and spoofing.
Track exact earnings with self-serve monthly withdrawal requests directly within the client dashboard.
Powered by Fluxbase relational tenant schemas on AWS RDS PostgreSQL with millisecond query response times.
Every successfully confirmed payment is immediately booked to your merchant account balance. At the end of each calendar billing cycle, you can submit a withdrawal request directly to your registered bank account with 0 hidden deductions.